Renata Cole at her wooden desk mid-conversation, laptop open to a simple spreadsheet, warm afternoon light through a side window

Financial coaching for freelancers & solopreneurs

Financial clarity, not financial jargon.

One-on-one coaching for freelancers and solopreneurs.

Get your free clarity call Preview your first session →

What coaching actually covers

Four things most of my clients come in for — and leave able to do themselves.

Renata spent nine years as a wealth-management analyst reading other people's portfolios, then left to do the work she actually believed in: sitting beside freelancers and solopreneurs, one household at a time, until the numbers made sense to the person living on them.

Debt payoff order: Which balance to attack first, what to keep on minimums, and when a consolidation actually helps — decided with real numbers, not a generic avalanche-vs-snowball debate.
Irregular-income budgeting: A spending plan built for months that don't look alike: an income floor, a rolling buffer, and rules for strong months that don't punish you in slow ones.
Pricing your own work: Your minimum project rate, your rush fee, and the sentence you say out loud when a client asks for a discount — grounded in what your life actually costs.
Separating business and personal money: Two accounts, one clear payday to yourself, and a 20-minute monthly ritual so tax season stops being an archaeology project.

How it works

Three steps, deliberately small.

No twelve-module course, no app subscription. Just a call, a working session, and someone making sure the plan survives contact with real life.

The free clarity call

Twenty minutes over video. You bring your biggest money question; Renata brings nine years of wealth-management analysis and zero jargon. You leave with one concrete next step whether or not you ever book again.

20 minutes · free

Your first working session

Ninety minutes with your real accounts open. Together you find the exact number you've been avoiding, set the income floor or payoff order, and agree on the two changes you'll make before the next session.

90 minutes · included in every package

The follow-through

Monthly sessions and a short written recap after each one, so the plan lives somewhere other than your head.

Monthly · recaps included

First session preview

Three questions. One honest line of insight.

This is how a first session actually starts — not with a questionnaire about your childhood, but with three questions about your money as it is this week. Answer them and you'll get the kind of specific opening line Renata is known for. No email required.

“Most people can fix their money in an afternoon of honest decisions. The hard part is making the decisions in the right order.”

Question 1 of 3

How would you describe your income right now?

Pricing

Two ways to work together. Real numbers, up front.

No packages you have to get on a call to price, no sliding scale you have to ask about. If money is tight, say so on the clarity call — Renata keeps two reduced-rate slots per quarter and fills them first-come.

Single session

$175

One 90-minute working session

Bring one specific problem — a payoff order, a pricing decision, a messy tax quarter
Leave with a written recap and one concrete next step
No follow-up obligation — roughly a third of clients only ever book this

Start with a free clarity call

3-month coaching package

Most chosen

$1,200

Three monthly sessions · saves $325 over booking separately

Three 90-minute working sessions, one per month
Written recap and action list after every session
Email answers between sessions, within two business days
A payoff or buffer plan built for your income shape, not a template

Get your free clarity call

Book your clarity call

Twenty minutes, free, and yours either way.

Tell Renata the question keeping you up, and she'll come to the call with a first thought already formed. If coaching isn't the right fit, she'll tell you that too — and point you somewhere that is.

“Bring the number you've been avoiding. That's the whole homework.”